The CBN Privacy Policy

The Christian Business Network ("CBN") is committed to protecting your online privacy while providing you with the most useful and enjoyable Web experience possible. This Privacy Policy applies to the CBN Website and governs all data collection and usage. By using the CBN Website, you consent to the data collection and usage practices described herein.

The Collection of Your Personal Information

While visitors have unrestricted access to many of the features and resources of the CBN Website anonymously, new applicants are required to provide personal and professional information during the application process in order to eventually gain access to areas within the site reserved for Active Members only. Active Members of CBN have access to areas of the Website corresponding to their level of membership within the organization (Member, Coach, Director, etc.).

CBN collects and uses your personal and professional information to facilitate the application process, to develop effective means of communication among active members at all levels of the organization, and to deliver the products, services and publications requested. CBN also uses your personally identifiable information to inform you of other products, services and publications available from CBN and its affiliates.

CBN collects personally identifiable information such as your name, e-mail address, postal address, telephone number, etc. CBN also collects anonymous demographic information which is not unique to you and only what is contained within our web hosting server's log files. There is also information about your computer hardware and software that is automatically collected by CBN. This information can include your IP address, browser type, domain names, access times and referring Website addresses. This information is used by CBN to enhance the operation of the Website services, to maintain a premium quality of the service delivered, and to provide general statistics regarding use of the CBN Website.

CBN also keeps track of the Websites and pages visited within the CBN Website in order to determine what CBN services and resources are most popular to its visitors and members. This data is used to deliver customized content and advertising within CBN to visitors, members and associates whose behavior indicates that they are interested in a particular subject area.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through CBN public message boards, this information may be collected and used by others. CBN shall not be liable for any information collected and/or used by others. Note: CBN does not read any of your private online communications.

CBN encourages you to review the privacy policies and statements of Websites you choose to link to from CBN so that you can understand how those Websites collect, use and share your information. CBN is not responsible for the privacy policies and statements or other content on Websites outside of CBN and the CBN family of Websites.

The Protection of Your Personal Information

CBN is committed to securing your personal information from unauthorized access, use or disclosure. CBN is committed to securing the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. CBN shall not be liable for any losses or other damages arising from or associated with this Privacy Policy or your use of the CBN website.

CBN does not give, sell, rent or lease its customer lists to any third parties. CBN may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (name, e-mail address, postal address, telephone number, etc.) is not transferred to the third party. In addition, CBN may share data with trusted partners to help us perform statistical analysis, send you e-mail or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to CBN, its visitors, members, and associates, and they are required to maintain the confidentiality of your information.

The CBN Website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on CBN or the Website; (b) protect and defend the rights or property of CBN; and, (c) act under exigent circumstances to protect the personal safety of users of the CBN Website or the public.

Each user is responsible for maintaining the confidentiality of his or her username and password. Each user agrees to immediately notify CBN of any unauthorized use of his or her personal information, including but not limited to, his or her username and/or password, or any other breach of security. CBN shall not be liable for any losses or other damages arising from a user's failure to comply with these security requirements and each user agrees to hold CBN harmless from any and all losses and/or damages that arise from that failure to so comply.

E-mail Communiqués

ACTIVE MEMBERS: All Active Members of CBN will receive regular e-communiqués of various kinds from us informing you of important issues, updates, and services relevant to the entire CBN membership. We will also occasionally send e-mails to notify you about special offers from us and other CBN associates and affiliates. CBN may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. Upon membership approval, all CBN members will be automatically added to the distribution list for all e-publications as well. Active CBN Members may NOT opt-out or unsubscribe to any of the e-communiqués that are distributed to the general membership given their relevance to the entire CBN membership.

E-PUBLICATION SUBSCRIBERS: Anyone may subscribe to any or all of the Publications distributed by CBN. If non-members would prefer not to receive such e-publications at any time in the future, they may simply opt-out or unsubscribe to such notifications and then opt-in or subscribe again at a later time.

How we use "Cookies"

As you probably know, "cookies" are small pieces of information that some Websites store on your computer's hard drive when you visit them. Most Web browsers automatically accept cookies but allow you to modify security settings so you can approve or reject cookies on a case-by-case basis. Even if you do not use cookies, you can still access all of the information and resources on our Website for which you have authorization by logging in upon each visit.

What we Provide to Third Parties

While CBN does not provide any third-party access to your personal information except to facilitate the application process, publication subscriptions, or product/service registration, or to receive offers from select partners as mentioned elsewhere in this policy, we may provide third parties with aggregate statistics about our customers, traffic patterns, and related site information. This data reflects site usage patterns gathered during customer visits to our Website each month, but it does not contain behavioral or identifying information about any individual member unless that member has given us permission to share that information.

Obtaining Your Consent

By using the CBN Website, you grant CBN permission to collect information about the pages served to you as an anonymous user for the purpose of calculating aggregate site statistics. By using the CBN Website, you also authorize CBN to use information you provide to personalize the information we deliver to you and to use your demographic information when calculating aggregate customer data. As an Active Member or an e-Publication Subscriber, you grant CBN and our agents permission to send you e-mails and e-communiqués related to the publications to which you subscribed or to which your were automatically subscribed as an Active Member. By using the CBN website, you agree to hold CBN harmless from any and all losses and/or damages that arise out of this Privacy Policy or your use of the CBN website.

Applications for membership to CBN will not be accepted for any person under the age of 18.

Changes to this Privacy Policy

Any changes to our privacy policy will be posted on this page so that you will always be aware of what information we collect, how we use it, and under what circumstances we disclose it.

Tell us What You Think

CBN welcomes your questions and comments about our privacy policy. Please send e-mails related to our privacy policy via our Contact Us page.